Merchant Link SecurityCents

A blog that comments on the latest developments in the world of payments, payment data security and technology, PCI compliance, and more.

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As we continue to grow and add customers, our commitment to service remains the same as the day we were founded more than 20 years ago. It’s that commitment our employees have each day, to go above and beyond in ways both big and small, that continues to set us apart.

Check out this presentation to see what some of our customers are saying… and let us know how we have helped you too, by leaving a comment.

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Welcome to Best of the Web – a great way to catch up on recent commentary and compelling content from across the Web. Every few Fridays, we’ll post insightful news articles, noteworthy blog posts and more related to the world of payments, payment data security and technology.
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Merchants Continuing To Protest EMV Switch <Share this article on Twitter>
by John Adams
Rage at the very thought of upgrading point-of-sale systems to accept EMV cards is becoming a theme among retailers sounding off in trade-show panel discussions.
Just weeks ago, merchants complained bitterly at the Ramp Mobile Retail Service conference in Chicago. Similar outcries arose even more recently at Nacha’s Payments 2013
Read More

According to Verizon’s 2013 Data Breach Investigation Report (DBIR) released last week, restaurants and retailers continue to be key targets and cyber-espionage is a growing threat.

Similar to findings from last year’s report, restaurants and retailers (big and small) were among the key victims in 2012, with 24% of all breaches occurring in retail environments and restaurants. How did hackers gain access? Most are still exploiting weak or stolen passwords (76%), and many continue to employ some form of hacking (52%) and malware (40%) to steal payment card information and other types of data. The report revealed they are also using social tactics more, such as phishing and bribery.

Included for the first time in the report were… Read More

Merchant Link News

Merchant Link is pleased to announce that it has renewed its contract through 2017 with IHOP®, America’s favorite breakfast place.

Since 2002, IHOP has relied on Merchant Link to route payment transactions from the point-of-sale (POS) to the processor. In 2006, IHOP was one of the first major brands to implement Merchant Link’s TransactionVault™ cloud-based tokenization solution to protect customer credit card data stored in their environment. TransactionVault removes sensitive cardholder data from the POS and stores it in a secure, hosted “vault” – increasing security while reducing PCI scope. Today, Merchant Link supports more than 1,100 IHOP locations nationwide.

“We selected Merchant Link after… Read More

Flexible solution supports rapidly growing pet supply retailer

Merchant Link is proud to announce that Petsense recently installed its gateway and tokenization solution across all of their locations. The solution meets the needs of this rapidly growing pet supply retailer in terms of compliance, security and scalability.

Tweet this: NEWS: Petsense Implements @Merchant_Link ’s Gateway and Tokenization Solution #NRF13

Across more than 70 retail stores nationwide, Petsense implemented Merchant Link’s processor-neutral payment gateway that ensures transactions are routed to their appropriate destination quickly and accurately. Petsense also implemented TransactionVaultTM, Merchant Link’s tokenization solution that removes credit card data… Read More

Partnership adds more devices to Merchant Link’s growing portfolio of P2PE integrations

Merchant Link is proud to announce that it has completed integration with ID TECH’s encrypting point-of-interaction (POI) devices, to increase P2PE hardware options for its customers. 

“By combining ID TECH’s secure encrypting payment devices with Merchant Link’s layered solutions, our customers can obtain the highest level of security and support for their payments,” said George Jiang, Vice President of Engineering for ID TECH.

The integration adds support for ID TECH’s innovative encrypting card readers to Merchant Link’s TransactionShield® point-to-point encryption solution. Data is encrypted the moment a credit card… Read More